Last updated: March 2026 Terms of Service · Borderless Decisions
Borderless Decisions
Clarity for life in transition
Policy

Terms of Service

By using this website or booking services, you agree to these terms.

Services

Borderless Decisions provides financial education and decision guidance intended to help clients think clearly and make informed choices. Services are educational and informational in nature.

No regulated advice

Borderless Decisions does not provide investment management, brokerage services, or regulated investment advice. Nothing on this site is a recommendation to buy or sell securities.

Client responsibility

You are responsible for your own decisions and outcomes. Consider consulting licensed professionals (tax, legal, investment) for advice specific to your situation.

Payments, cancellations, and rescheduling

Bookings may require pre-payment to reserve time. Rescheduling and cancellation terms will be provided at booking and/or in your confirmation email.

Submitting a form or scheduling a conversation does not establish a financial advisor, fiduciary, or client relationship. A formal client relationship is created only if both parties agree in writing. Sessions may be rescheduled with at least 24 hours notice. Payments are non-refundable once the session has been delivered. If a session must be cancelled due to an emergency, rescheduling options will be offered. These terms are governed by the laws of the State of Wyoming, United States.